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Q&A: Prototype Portfolios


Do you have a model portfolios? I am 80 and need advice on investing wisely about 
$400,000. I am presently in Vanguard Funds.


We don’t create typical model portfolios of multiple funds. We believe that complex portfolios with the right types of assets classes in the proper proportions need to be managed by a personal fee-only advisor. Getting the right mix is a very personal process and requires ongoing rebalancing and guidance to stay on track.

We do provide smaller, simpler portfolio ideas using a very few funds from both Fidelity and Vanguard. You can find these simple, do-it-yourself portfolios at

Rough Road Investing

The Mutual Fund Landscape - Conclusion